Independent Investments Advice

Once life assurance and pensions have been dealt with, the natural progression is to consider investment of remaining funds to swell financial coffers with maximum return.

There are so many investment products available which are governed by constantly changing legislation that the picture is total confusion - unless you have expert help.

There are many factors which determine the tailoring of an investment; offshore/onshore; lump sum or regular payments, and how it affects dependents. Consultation will establish what is required from investment.

MVA will then access the marketplace and apply their expertise to all relevant factors to achieve what the client wants, and have considerable expertise across a broad range of investments including:

• Individual Savings Accounts ( ISA's)
  An ISA is a tax-free wrapper into which a variety of investments can be placed. The nature of the investment underlying the ISA will depend on a client’s attitude to investment risk. We can help and advise you on the most appropriate ISA from the wide choice available.
  
  
• Unit trusts
  A unit trust is a collective investment where a portfolio of stocks and shares are managed by an investment manager. There are over 3000 unit trusts covering a wide range of asset classes and geographical areas.
  
  
• Investment bonds (onshore/offshore)
• Income bonds
• Inheritance tax-planning
• Trustee investments
• Referral to leading accountants/solicitors (regarding trust & probate matters)
• Long term care